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ENES

Data

2026 Texas FHA loan limits

FHA loan limits are set by county and updated every January. Most Texas counties use the standard floor; Austin, Dallas–Fort Worth, and San Antonio metro counties are designated high-cost.

County1 unit2 units3 units4 unitsTier
Glasscock County$813,050$1,040,948$1,258,276$1,563,902
High-cost
Bastrop CountyAustin metro$571,550$731,755$884,531$1,099,376
High-cost
Caldwell CountyAustin metro$571,550$731,755$884,531$1,099,376
High-cost
Hays CountyAustin metro$571,550$731,755$884,531$1,099,376
High-cost
Travis CountyAustin metro$571,550$731,755$884,531$1,099,376
High-cost
Williamson CountyAustin metro$571,550$731,755$884,531$1,099,376
High-cost
Collin CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Dallas CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Denton CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Ellis CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Hood CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Hunt CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Johnson CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Kaufman CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Parker CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Rockwall CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Somervell CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Wise CountyDallas–Fort Worth metro$563,500$721,449$872,073$1,083,892
High-cost
Atascosa CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Bandera CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Bexar CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Comal CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Guadalupe CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Kendall CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Medina CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Wilson CountySan Antonio metro$557,750$714,087$863,174$1,072,832
High-cost
Anderson County$541,287$693,010$837,696$1,041,166
Standard
Andrews County$541,287$693,010$837,696$1,041,166
Standard
Angelina CountyLufkin metro$541,287$693,010$837,696$1,041,166
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Aransas County$541,287$693,010$837,696$1,041,166
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Archer County$541,287$693,010$837,696$1,041,166
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Armstrong County$541,287$693,010$837,696$1,041,166
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Austin CountyHouston metro$541,287$693,010$837,696$1,041,166
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Bailey County$541,287$693,010$837,696$1,041,166
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Baylor County$541,287$693,010$837,696$1,041,166
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Bee County$541,287$693,010$837,696$1,041,166
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Bell CountyKilleen–Temple metro$541,287$693,010$837,696$1,041,166
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Blanco County$541,287$693,010$837,696$1,041,166
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Borden County$541,287$693,010$837,696$1,041,166
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Bosque County$541,287$693,010$837,696$1,041,166
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Bowie CountyTexarkana metro$541,287$693,010$837,696$1,041,166
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Brazoria CountyHouston metro$541,287$693,010$837,696$1,041,166
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Brazos CountyBryan–College Station metro$541,287$693,010$837,696$1,041,166
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Brewster County$541,287$693,010$837,696$1,041,166
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Briscoe County$541,287$693,010$837,696$1,041,166
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Brooks County$541,287$693,010$837,696$1,041,166
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Brown County$541,287$693,010$837,696$1,041,166
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Burleson County$541,287$693,010$837,696$1,041,166
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Burnet County$541,287$693,010$837,696$1,041,166
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Calhoun County$541,287$693,010$837,696$1,041,166
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Callahan County$541,287$693,010$837,696$1,041,166
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Cameron CountyBrownsville metro$541,287$693,010$837,696$1,041,166
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Camp County$541,287$693,010$837,696$1,041,166
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Carson County$541,287$693,010$837,696$1,041,166
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Cass County$541,287$693,010$837,696$1,041,166
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Castro County$541,287$693,010$837,696$1,041,166
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Chambers CountyHouston metro$541,287$693,010$837,696$1,041,166
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Cherokee County$541,287$693,010$837,696$1,041,166
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Childress County$541,287$693,010$837,696$1,041,166
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Clay County$541,287$693,010$837,696$1,041,166
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Cochran County$541,287$693,010$837,696$1,041,166
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Coke County$541,287$693,010$837,696$1,041,166
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Coleman County$541,287$693,010$837,696$1,041,166
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Collingsworth County$541,287$693,010$837,696$1,041,166
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Colorado County$541,287$693,010$837,696$1,041,166
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Comanche County$541,287$693,010$837,696$1,041,166
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Concho County$541,287$693,010$837,696$1,041,166
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Cooke County$541,287$693,010$837,696$1,041,166
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Coryell CountyKilleen–Temple metro$541,287$693,010$837,696$1,041,166
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Cottle County$541,287$693,010$837,696$1,041,166
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Crane County$541,287$693,010$837,696$1,041,166
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Crockett County$541,287$693,010$837,696$1,041,166
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Crosby County$541,287$693,010$837,696$1,041,166
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Culberson County$541,287$693,010$837,696$1,041,166
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Dallam County$541,287$693,010$837,696$1,041,166
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Dawson County$541,287$693,010$837,696$1,041,166
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Deaf Smith County$541,287$693,010$837,696$1,041,166
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Delta County$541,287$693,010$837,696$1,041,166
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DeWitt County$541,287$693,010$837,696$1,041,166
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Dickens County$541,287$693,010$837,696$1,041,166
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Dimmit County$541,287$693,010$837,696$1,041,166
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Donley County$541,287$693,010$837,696$1,041,166
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Duval County$541,287$693,010$837,696$1,041,166
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Eastland County$541,287$693,010$837,696$1,041,166
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Ector CountyOdessa metro$541,287$693,010$837,696$1,041,166
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Edwards County$541,287$693,010$837,696$1,041,166
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El Paso CountyEl Paso metro$541,287$693,010$837,696$1,041,166
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Erath County$541,287$693,010$837,696$1,041,166
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Falls County$541,287$693,010$837,696$1,041,166
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Fannin County$541,287$693,010$837,696$1,041,166
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Fayette County$541,287$693,010$837,696$1,041,166
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Fisher County$541,287$693,010$837,696$1,041,166
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Floyd County$541,287$693,010$837,696$1,041,166
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Foard County$541,287$693,010$837,696$1,041,166
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Fort Bend CountyHouston metro$541,287$693,010$837,696$1,041,166
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Franklin County$541,287$693,010$837,696$1,041,166
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Freestone County$541,287$693,010$837,696$1,041,166
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Frio County$541,287$693,010$837,696$1,041,166
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Gaines County$541,287$693,010$837,696$1,041,166
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Galveston CountyHouston metro$541,287$693,010$837,696$1,041,166
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Garza County$541,287$693,010$837,696$1,041,166
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Gillespie County$541,287$693,010$837,696$1,041,166
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Goliad County$541,287$693,010$837,696$1,041,166
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Gonzales County$541,287$693,010$837,696$1,041,166
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Gray County$541,287$693,010$837,696$1,041,166
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Grayson CountySherman–Denison metro$541,287$693,010$837,696$1,041,166
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Gregg CountyLongview metro$541,287$693,010$837,696$1,041,166
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Grimes County$541,287$693,010$837,696$1,041,166
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Hale County$541,287$693,010$837,696$1,041,166
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Hall County$541,287$693,010$837,696$1,041,166
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Hamilton County$541,287$693,010$837,696$1,041,166
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Hansford County$541,287$693,010$837,696$1,041,166
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Hardeman County$541,287$693,010$837,696$1,041,166
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Hardin CountyBeaumont–Port Arthur metro$541,287$693,010$837,696$1,041,166
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Harris CountyHouston metro$541,287$693,010$837,696$1,041,166
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Harrison County$541,287$693,010$837,696$1,041,166
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Hartley County$541,287$693,010$837,696$1,041,166
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Haskell County$541,287$693,010$837,696$1,041,166
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Hemphill County$541,287$693,010$837,696$1,041,166
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Henderson CountyAthens metro$541,287$693,010$837,696$1,041,166
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Hidalgo CountyMcAllen metro$541,287$693,010$837,696$1,041,166
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Hill County$541,287$693,010$837,696$1,041,166
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Hockley County$541,287$693,010$837,696$1,041,166
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Hopkins County$541,287$693,010$837,696$1,041,166
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Houston County$541,287$693,010$837,696$1,041,166
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Howard CountyBig Spring metro$541,287$693,010$837,696$1,041,166
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Hudspeth County$541,287$693,010$837,696$1,041,166
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Hutchinson County$541,287$693,010$837,696$1,041,166
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Irion County$541,287$693,010$837,696$1,041,166
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Jack County$541,287$693,010$837,696$1,041,166
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Jackson County$541,287$693,010$837,696$1,041,166
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Jasper County$541,287$693,010$837,696$1,041,166
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Jeff Davis County$541,287$693,010$837,696$1,041,166
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Jefferson CountyBeaumont–Port Arthur metro$541,287$693,010$837,696$1,041,166
Standard
Jim Hogg County$541,287$693,010$837,696$1,041,166
Standard
Jim Wells County$541,287$693,010$837,696$1,041,166
Standard
Jones County$541,287$693,010$837,696$1,041,166
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Karnes County$541,287$693,010$837,696$1,041,166
Standard
Kenedy County$541,287$693,010$837,696$1,041,166
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Kent County$541,287$693,010$837,696$1,041,166
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Kerr CountyKerrville metro$541,287$693,010$837,696$1,041,166
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Kimble County$541,287$693,010$837,696$1,041,166
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King County$541,287$693,010$837,696$1,041,166
Standard
Kinney County$541,287$693,010$837,696$1,041,166
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Kleberg County$541,287$693,010$837,696$1,041,166
Standard
Knox County$541,287$693,010$837,696$1,041,166
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La Salle County$541,287$693,010$837,696$1,041,166
Standard
Lamar County$541,287$693,010$837,696$1,041,166
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Lamb County$541,287$693,010$837,696$1,041,166
Standard
Lampasas County$541,287$693,010$837,696$1,041,166
Standard
Lavaca County$541,287$693,010$837,696$1,041,166
Standard
Lee County$541,287$693,010$837,696$1,041,166
Standard
Leon County$541,287$693,010$837,696$1,041,166
Standard
Liberty CountyHouston metro$541,287$693,010$837,696$1,041,166
Standard
Limestone County$541,287$693,010$837,696$1,041,166
Standard
Lipscomb County$541,287$693,010$837,696$1,041,166
Standard
Live Oak County$541,287$693,010$837,696$1,041,166
Standard
Llano County$541,287$693,010$837,696$1,041,166
Standard
Loving County$541,287$693,010$837,696$1,041,166
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Lubbock CountyLubbock metro$541,287$693,010$837,696$1,041,166
Standard
Lynn County$541,287$693,010$837,696$1,041,166
Standard
Madison County$541,287$693,010$837,696$1,041,166
Standard
Marion County$541,287$693,010$837,696$1,041,166
Standard
Martin County$541,287$693,010$837,696$1,041,166
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Mason County$541,287$693,010$837,696$1,041,166
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Matagorda County$541,287$693,010$837,696$1,041,166
Standard
Maverick CountyEagle Pass metro$541,287$693,010$837,696$1,041,166
Standard
McCulloch County$541,287$693,010$837,696$1,041,166
Standard
McLennan CountyWaco metro$541,287$693,010$837,696$1,041,166
Standard
McMullen County$541,287$693,010$837,696$1,041,166
Standard
Menard County$541,287$693,010$837,696$1,041,166
Standard
Midland CountyMidland metro$541,287$693,010$837,696$1,041,166
Standard
Milam County$541,287$693,010$837,696$1,041,166
Standard
Mills County$541,287$693,010$837,696$1,041,166
Standard
Mitchell County$541,287$693,010$837,696$1,041,166
Standard
Montague County$541,287$693,010$837,696$1,041,166
Standard
Montgomery CountyHouston metro$541,287$693,010$837,696$1,041,166
Standard
Moore County$541,287$693,010$837,696$1,041,166
Standard
Morris County$541,287$693,010$837,696$1,041,166
Standard
Motley County$541,287$693,010$837,696$1,041,166
Standard
Nacogdoches CountyNacogdoches metro$541,287$693,010$837,696$1,041,166
Standard
Navarro County$541,287$693,010$837,696$1,041,166
Standard
Newton County$541,287$693,010$837,696$1,041,166
Standard
Nolan County$541,287$693,010$837,696$1,041,166
Standard
Nueces CountyCorpus Christi metro$541,287$693,010$837,696$1,041,166
Standard
Ochiltree County$541,287$693,010$837,696$1,041,166
Standard
Oldham County$541,287$693,010$837,696$1,041,166
Standard
Orange CountyBeaumont–Port Arthur metro$541,287$693,010$837,696$1,041,166
Standard
Palo Pinto County$541,287$693,010$837,696$1,041,166
Standard
Panola County$541,287$693,010$837,696$1,041,166
Standard
Parmer County$541,287$693,010$837,696$1,041,166
Standard
Pecos County$541,287$693,010$837,696$1,041,166
Standard
Polk County$541,287$693,010$837,696$1,041,166
Standard
Potter CountyAmarillo metro$541,287$693,010$837,696$1,041,166
Standard
Presidio County$541,287$693,010$837,696$1,041,166
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Rains County$541,287$693,010$837,696$1,041,166
Standard
Randall CountyAmarillo metro$541,287$693,010$837,696$1,041,166
Standard
Reagan County$541,287$693,010$837,696$1,041,166
Standard
Real County$541,287$693,010$837,696$1,041,166
Standard
Red River County$541,287$693,010$837,696$1,041,166
Standard
Reeves County$541,287$693,010$837,696$1,041,166
Standard
Refugio County$541,287$693,010$837,696$1,041,166
Standard
Roberts County$541,287$693,010$837,696$1,041,166
Standard
Robertson County$541,287$693,010$837,696$1,041,166
Standard
Runnels County$541,287$693,010$837,696$1,041,166
Standard
Rusk County$541,287$693,010$837,696$1,041,166
Standard
Sabine County$541,287$693,010$837,696$1,041,166
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San Augustine County$541,287$693,010$837,696$1,041,166
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San Jacinto County$541,287$693,010$837,696$1,041,166
Standard
San Patricio County$541,287$693,010$837,696$1,041,166
Standard
San Saba County$541,287$693,010$837,696$1,041,166
Standard
Schleicher County$541,287$693,010$837,696$1,041,166
Standard
Scurry County$541,287$693,010$837,696$1,041,166
Standard
Shackelford County$541,287$693,010$837,696$1,041,166
Standard
Shelby County$541,287$693,010$837,696$1,041,166
Standard
Sherman County$541,287$693,010$837,696$1,041,166
Standard
Smith CountyTyler metro$541,287$693,010$837,696$1,041,166
Standard
Starr County$541,287$693,010$837,696$1,041,166
Standard
Stephens County$541,287$693,010$837,696$1,041,166
Standard
Sterling County$541,287$693,010$837,696$1,041,166
Standard
Stonewall County$541,287$693,010$837,696$1,041,166
Standard
Sutton County$541,287$693,010$837,696$1,041,166
Standard
Swisher County$541,287$693,010$837,696$1,041,166
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Tarrant County$541,287$693,010$837,696$1,041,166
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Taylor CountyAbilene metro$541,287$693,010$837,696$1,041,166
Standard
Terrell County$541,287$693,010$837,696$1,041,166
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Terry County$541,287$693,010$837,696$1,041,166
Standard
Throckmorton County$541,287$693,010$837,696$1,041,166
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Titus County$541,287$693,010$837,696$1,041,166
Standard
Tom Green CountySan Angelo metro$541,287$693,010$837,696$1,041,166
Standard
Trinity County$541,287$693,010$837,696$1,041,166
Standard
Tyler County$541,287$693,010$837,696$1,041,166
Standard
Upshur County$541,287$693,010$837,696$1,041,166
Standard
Upton County$541,287$693,010$837,696$1,041,166
Standard
Uvalde County$541,287$693,010$837,696$1,041,166
Standard
Val Verde CountyDel Rio metro$541,287$693,010$837,696$1,041,166
Standard
Van Zandt County$541,287$693,010$837,696$1,041,166
Standard
Victoria CountyVictoria metro$541,287$693,010$837,696$1,041,166
Standard
Walker CountyHuntsville metro$541,287$693,010$837,696$1,041,166
Standard
Waller CountyHouston metro$541,287$693,010$837,696$1,041,166
Standard
Ward County$541,287$693,010$837,696$1,041,166
Standard
Washington County$541,287$693,010$837,696$1,041,166
Standard
Webb CountyLaredo metro$541,287$693,010$837,696$1,041,166
Standard
Wharton County$541,287$693,010$837,696$1,041,166
Standard
Wheeler County$541,287$693,010$837,696$1,041,166
Standard
Wichita CountyWichita Falls metro$541,287$693,010$837,696$1,041,166
Standard
Wilbarger County$541,287$693,010$837,696$1,041,166
Standard
Willacy CountyBrownsville metro$541,287$693,010$837,696$1,041,166
Standard
Winkler County$541,287$693,010$837,696$1,041,166
Standard
Wood County$541,287$693,010$837,696$1,041,166
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Yoakum County$541,287$693,010$837,696$1,041,166
Standard
Young County$541,287$693,010$837,696$1,041,166
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Zapata County$541,287$693,010$837,696$1,041,166
Standard
Zavala County$541,287$693,010$837,696$1,041,166
Standard

All 254 Texas counties are listed above with their 2026 FHA limits. Limits are re-verified each January when HUD publishes updates; call 877-873-5684 if you want yours confirmed against HUD's official lookup. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.

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HoustonSan AntonioDallasFort WorthAustinEl PasoArlingtonCorpus ChristiPlanoLubbockLaredoIrvingGarlandFriscoMcKinneyGrand PrairieAmarilloBrownsvilleDentonKilleenMesquiteMcAllenPasadenaWacoMidlandRound RockLewisvilleCarrolltonAbilenePearlandCollege StationOdessaNew BraunfelsLeague CityConroeRichardsonTylerAllenBeaumontEdinburgSugar LandGeorgetownWichita FallsSan AngeloTempleBryanLeanderMissionBaytownMansfieldLongviewPharrFlower MoundCedar ParkSan MarcosMissouri CityHarlingenNorth Richland HillsKylePflugervilleRowlettVictoriaFulshearCelinaWylieLittle ElmEulessTexas CityBurlesonDeSotoPort ArthurRockwallGalvestonShermanGrapevineWaxahachieCedar HillHuntsvilleBedfordMidlothianThe ColonyKellerSchertzProsperHaltom CityWeslacoPrincetonRosenbergForneyCoppellFriendswoodSeguinWeatherfordLancasterCopperas CoveCleburneCiboloHurstDuncanvilleFarmers BranchLa PorteSan JuanGreenvilleTexarkanaAnnaHarker HeightsDel RioLufkinDeer ParkSachseNacogdochesConverseSouthlakeAlvinMelissaFateEagle PassKatyRoyse CityLake JacksonBalch SpringsDenisonSaginawBeltonColleyvilleEnnisKerrvilleCorsicanaUniversity ParkCorinthParisSan BenitoKingsvilleMarshallBenbrookAltonBoerneTerrellManorWataugaBig SpringDickinsonStephenvilleAngletonSeagovilleMurphyCrowleyPortlandManvelAlamoIowa ColonyUniversal CityRed OakGlenn HeightsLa MarqueBrenhamPalestineOrangePlainviewLakewayBrownwoodGainesvilleTaylorLockhartNederlandStaffordWhite SettlementMercedesAliceBay CityBellaireAddisonSulphur SpringsGrovesHewittDonnaCanyonHumbleLive OakGatesvillePampaSouth HoustonMount PleasantBudaHighland VillageMineral WellsPalmviewTomballUvaldeRio Grande CityHidalgoAzleWest University PlaceHerefordDumasJacksonvilleLumbertonForest HillSeabrookSanta FeAthensPort NechesTrophy ClubAndrewsKilgoreHendersonRichmondBastropElginLiberty HillGranburyBeevilleRobinsonLevellandWebsterProvidence VillageEl CampoNorthlakeFair Oaks RanchSelmaFredericksburgLavonBorgerHeathLeon ValleyRomaPleasantonRockportBonhamDripping SpringsSnyderPort LavacaBurkburnettRoanokeFairviewCluteKaufmanMont BelvieuKennedaleBellmeadFreeportLago VistaHelotesPecosGalena ParkSangerDaytonJosephineSweetwaterSan ElizarioInglesideRaymondville

Not sure your loan fits the limit?

Send us your county and target price and we'll confirm your maximum FHA loan amount.

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