Texas FHA MortgageFlorida Mortgage Pros LLC · NMLS #1688623
ENES

Bexar County, Texas

FHA loans in San Antonio, TX

3.5% down FHA purchase and refinance financing for San Antonio homebuyers and homeowners, with Bexar County loan limits and local tax and insurance estimates built in.

FHA limit (1 unit)

$557,750

Median price (est.)

$265,000

Property tax (monthly est.)

$444

Insurance (monthly est.)

$246

What FHA buyers should know about San Antonio

San Antonio sits in a high-cost FHA tier, and with a median price well below the county ceiling most buyers have room to shop comfortably inside FHA guidelines.

Two numbers drive a San Antonio payment as much as your interest rate: property taxes, which run roughly 2.01% of value in Bexar County, and homeowners insurance, which averages about $2,950 a year locally. We quote both from the actual property rather than a statewide average, so your pre-approval holds up when you go under contract.

FHA financing in San Antonio covers purchases, rate-and-term refinances, Streamline refinances for existing FHA borrowers, cash-out up to 80% of value, and 203(k) renovation loans for homes that need work before they'll pass an FHA appraisal.

Bexar County FHA loan limits

  • 1 unit: $557,750
  • 2 units: $714,087
  • 3 units: $863,174
  • 4 units: $1,072,832

Bexar County carries a high-cost FHA designation, which raises the ceiling above the Texas standard limit. Compare every county.

Nearby cities in Bexar County

SchertzConverseUniversal CityLive OakFair Oaks RanchSelmaLeon ValleyHelotesKirbyAlamo HeightsSandy OaksWindcrest

This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.

Get an FHA quote for San Antonio

Send your details and a licensed loan officer will price your scenario with local taxes and insurance.

By submitting, you consent to be contacted by call, text, or email, including by autodialer or prerecorded message, at the number and email provided. Consent isn't required to get a quote. Reply STOP to opt out of texts.

Down payment$11,375
Base loan amount$313,625
Upfront MIP (1.75%, financed)$5,488
Principal & interest$1,965
Monthly MIP$144
Property taxes (est.)$544
Homeowners insurance (est.)$246
Estimated monthly payment$2,899

These are estimates. Want your exact numbers?

A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.

Get your exact rate

Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.