FHA loans in Austin, TX

What FHA buyers should know about Austin

Austin is Texas's highest standard-market FHA ceiling outside Glasscock County. Condos and smaller-footprint homes are where FHA buyers find the most room in Travis County.

Two numbers drive a Austin payment as much as your interest rate: property taxes, which run roughly 1.81% of value in Travis County, and homeowners insurance, which averages about $2,700 a year locally. We quote both from the actual property rather than a statewide average, so your pre-approval holds up when you go under contract.

FHA financing in Austin covers purchases, rate-and-term refinances, Streamline refinances for existing FHA borrowers, cash-out up to 80% of value, and 203(k) renovation loans for homes that need work before they'll pass an FHA appraisal.

Travis County FHA loan limits

• 1 unit: $571,550
• 2 units: $731,755
• 3 units: $884,531
• 4 units: $1,099,376

Travis County carries a high-cost FHA designation, which raises the ceiling above the Texas standard limit. Compare every county.

Nearby cities in Travis County

This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.