Texas FHA MortgageFlorida Mortgage Pros LLC · NMLS #1688623
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Texas FHA payment calculator

Pick your county and we'll load its FHA loan limit plus local property tax and insurance estimates — the two things most calculators get wrong in Texas.

Down payment$11,375
Base loan amount$313,625
Upfront MIP (1.75%, financed)$5,488
Principal & interest$1,965
Monthly MIP$144
Property taxes (est.)$563
Homeowners insurance (est.)$283
Estimated monthly payment$2,955

These are estimates. Want your exact numbers?

A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.

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Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.

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Estimates are a starting point. Send your scenario and we'll quote it with today's pricing and a real tax and insurance figure.

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