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ENES

Tarrant County, Texas

FHA loans in Fort Worth, TX

3.5% down FHA purchase and refinance financing for Fort Worth homebuyers and homeowners, with Tarrant County loan limits and local tax and insurance estimates built in.

FHA limit (1 unit)

$541,287

Median price (est.)

$305,000

Property tax (monthly est.)

$557

Insurance (monthly est.)

$292

What FHA buyers should know about Fort Worth

Fort Worth's steady new-construction supply on the north and far south sides pairs well with FHA financing, and Tarrant County's high-cost limit covers most of the market.

Two numbers drive a Fort Worth payment as much as your interest rate: property taxes, which run roughly 2.19% of value in Tarrant County, and homeowners insurance, which averages about $3,500 a year locally. We quote both from the actual property rather than a statewide average, so your pre-approval holds up when you go under contract.

FHA financing in Fort Worth covers purchases, rate-and-term refinances, Streamline refinances for existing FHA borrowers, cash-out up to 80% of value, and 203(k) renovation loans for homes that need work before they'll pass an FHA appraisal.

Tarrant County FHA loan limits

  • 1 unit: $541,287
  • 2 units: $693,010
  • 3 units: $837,696
  • 4 units: $1,041,166

Tarrant County uses the Texas standard FHA limit. Compare every county.

Nearby cities in Tarrant County

ArlingtonMansfieldNorth Richland HillsEulessGrapevineBedfordKellerHaltom CityHurstSouthlakeSaginawColleyville

This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.

Get an FHA quote for Fort Worth

Send your details and a licensed loan officer will price your scenario with local taxes and insurance.

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Down payment$11,375
Base loan amount$313,625
Upfront MIP (1.75%, financed)$5,488
Principal & interest$1,965
Monthly MIP$144
Property taxes (est.)$593
Homeowners insurance (est.)$292
Estimated monthly payment$2,993

These are estimates. Want your exact numbers?

A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.

Get your exact rate

Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.