Texas FHA MortgageFlorida Mortgage Pros LLC · NMLS #1688623
ENES

Nueces County, Texas

FHA loans in Corpus Christi, TX

3.5% down FHA purchase and refinance financing for Corpus Christi homebuyers and homeowners, with Nueces County loan limits and local tax and insurance estimates built in.

FHA limit (1 unit)

$541,287

Median price (est.)

$245,000

Property tax (monthly est.)

$433

Insurance (monthly est.)

$342

What FHA buyers should know about Corpus Christi

Coastal insurance costs are the biggest swing factor in a Corpus Christi payment estimate, so we quote taxes and windstorm coverage carefully alongside the FHA loan amount.

Two numbers drive a Corpus Christi payment as much as your interest rate: property taxes, which run roughly 2.12% of value in Nueces County, and homeowners insurance, which averages about $4,100 a year locally. We quote both from the actual property rather than a statewide average, so your pre-approval holds up when you go under contract.

FHA financing in Corpus Christi covers purchases, rate-and-term refinances, Streamline refinances for existing FHA borrowers, cash-out up to 80% of value, and 203(k) renovation loans for homes that need work before they'll pass an FHA appraisal.

Nueces County FHA loan limits

  • 1 unit: $541,287
  • 2 units: $693,010
  • 3 units: $837,696
  • 4 units: $1,041,166

Nueces County uses the Texas standard FHA limit. Compare every county.

Nearby cities in Nueces County

RobstownAransas PassPort AransasBishop

This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.

Get an FHA quote for Corpus Christi

Send your details and a licensed loan officer will price your scenario with local taxes and insurance.

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Down payment$11,375
Base loan amount$313,625
Upfront MIP (1.75%, financed)$5,488
Principal & interest$1,965
Monthly MIP$144
Property taxes (est.)$574
Homeowners insurance (est.)$342
Estimated monthly payment$3,024

These are estimates. Want your exact numbers?

A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.

Get your exact rate

Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.