San Antonio metro
Wilson County FHA loan limits 2026
2026 FHA loan limits, local tax and insurance estimates, and 3.5% down purchase and refinance financing for Floresville and the rest of Wilson County.
2026 FHA limit — 1 unit
$557,750
2026 FHA limit — 2 units
$714,087
2026 FHA limit — 3 units
$863,174
2026 FHA limit — 4 units
$1,072,832
FHA lending in Wilson County, Texas
Property taxes in Wilson County run roughly 1.95% of assessed value, and homeowners insurance averages about $3,000 a year locally — both are quoted from the actual property rather than a statewide average, so your pre-approval holds up under contract.
Wilson County carries a HUD high-cost designation, which lifts its ceiling above the Texas standard limit. Compare every Texas county.
Cities in Wilson County
This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.
These are estimates. Want your exact numbers?
A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.
Get your exact rateRate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.