Somervell County, Texas

FHA loans in Glen Rose, TX

3.5% down FHA purchase and refinance financing for Glen Rose homebuyers and homeowners, with Somervell County loan limits and local tax and insurance estimates built in.

FHA limit (1 unit)

$563,500

Median price (est.)

$295,000

Property tax (monthly est.)

$447

Insurance (monthly est.)

$233

What FHA buyers should know about Glen Rose

Glen Rose sits in Somervell County, where the 2026 FHA limit for a single-family home is $563,500. With a local median price near $295,000, most Glen Rose purchases fit inside FHA guidelines at the 3.5% minimum down payment.

Two numbers drive a Glen Rose payment as much as your interest rate: property taxes, which run roughly 1.82% of value in Somervell County, and homeowners insurance, which averages about $2,800 a year locally. We quote both from the actual property rather than a statewide average, so your pre-approval holds up when you go under contract.

FHA financing in Glen Rose covers purchases, rate-and-term refinances, Streamline refinances for existing FHA borrowers, cash-out up to 80% of value, and 203(k) renovation loans for homes that need work before they'll pass an FHA appraisal.

Somervell County FHA loan limits

  • 1 unit: $563,500
  • 2 units: $721,449
  • 3 units: $872,073
  • 4 units: $1,083,892

Somervell County carries a high-cost FHA designation, which raises the ceiling above the Texas standard limit. Compare every county.

This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.

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Down payment$11,375
Base loan amount$313,625
Upfront MIP (1.75%, financed)$5,488
Principal & interest$1,965
Monthly MIP$144
Property taxes (est.)$493
Homeowners insurance (est.)$233
Estimated monthly payment$2,835

These are estimates. Want your exact numbers?

A licensed loan officer will price your scenario with today's rates, real taxes, and an insurance quote.

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Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.