Texas county
Glasscock County FHA loan limits 2026
2026 FHA loan limits, local tax and insurance estimates, and 3.5% down purchase and refinance financing for Garden City and the rest of Glasscock County.
2026 FHA limit — 1 unit
$813,050
2026 FHA limit — 2 units
$1,040,948
2026 FHA limit — 3 units
$1,258,276
2026 FHA limit — 4 units
$1,563,902
FHA lending in Glasscock County, Texas
Glasscock County carries the highest FHA ceiling in Texas at $813,050 for a single-family home — a HUD high-cost designation driven by Permian Basin valuations rather than metro size. Garden City is the county seat and the center of local FHA lending. Median prices near $275,000 sit well under the limit, meaning virtually every home in the county can be financed with 3.5% down.
Property taxes in Glasscock County run roughly 1.54% of assessed value, and homeowners insurance averages about $2,900 a year locally — both are quoted from the actual property rather than a statewide average, so your pre-approval holds up under contract.
Glasscock County carries a HUD high-cost designation, which lifts its ceiling above the Texas standard limit. Compare every Texas county.
Cities in Glasscock County
This site is not affiliated with or endorsed by HUD, the FHA, or any government agency. Rate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details.
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Get your exact rateRate and payment examples are estimates for illustration only. Rates are subject to change and this is not a commitment to lend. Actual APR depends on credit, occupancy, loan amount, and property details. MIP shown at 0.55% annually and 1.75% upfront; your factors may differ. This site is not affiliated with or endorsed by HUD, the FHA, or any government agency.